Physio Loans for Residential & Business

Physiotherapists are eligible for a 90% loan amount to purchase their First Home, Second Home or Investment property with No requirement to pay the Lenders Mortgage Insurance Premium. The lender will take care of the Premium Insurance payment to acquire your current and long term business.

Depending on the purchase price of the property, the Mortgage Insurance Premium amount can be a substantial amount saved, plus the added benefit that majority of the time, these Premiums are capitalised (added onto the loan amount) for the life of the loan, which is a further saving on interest payment on the capitalised Insurance Premium.


What Do I Need To Qualify For A 90% Loan?

+ A 10% deposit, to make up the 100% for the purchase.

+ Enough funds to cover the Stamp Duty Costs and associated purchase costs, i.e. Your conveyancing costs and lenders fees.

+ Must be an Australian Citizen or Permanent resident of Australia.

+ The security can only be for an Owner Occupied or an Investment purchase.

+ Need to be practising member and registered with AHPRA.

+ For an Individual applicant, annual gross income needs to be greater than $50,000 p.a.

+ For Joint applicants, annual incomes needs to be greater than $75,000 p.a. Your partner does not need to be a Doctor to qualify.