Th Investment Loan products are similar to the Home Loan products. As we indicate on the Home Loans page, not all investment loan products are the same or equal. You will need to find the best appropriate investment loan product that suits your current investment requirements plus be mindful that when your wealth portfolio grows your loan product may need to change as well.

When choosing an investment loan product, choose the one that suits your current investment requirements, i.e., you may wish to lock in a low Fixed Rate loan to take advantage of the fixed monthly repayments for the investment term of the Fixed Rate, or you just may want a very Basic Investment Loan product with no fees since the loan amount is small in comparison to a larger loan that needs to be heavily discounted under a Professional Package product (Pro-pac) which traditionally these Pro-pac loans have an annual fee. Therefore, such a Pro-pac is not warranted for a smaller loan amount as a Basic Loan Product may suffice. Onc your loans increase in size, a Professional package Loan product may be required as these products provide more features to a no frills Basic Product.

Depending on the loan size, your current financial circumstances, plus taking into account your short to long-term wealth plan goals, a Standard Variable Rate or a Fixed Rate or a combination of both may be required for your investment wealth planning.

The main difference between Home and Investment rates are the investment rate loadings from 0.20% to 1%. If an investment loan Interest Only (I/O) rate is required this will attack the highest rate loading compared to a Principle and Interest Rate loan which will be a lower rate since no I/O rate loading applies.

We will assist and explain the differences in investment loan products available to you and your future wealth accumulation plan lifestyle.